For NBFCs & Lenders
Loan management software built for NBFCs
LoanKard runs your whole lending operation — origination, AI underwriting, collections, and RBI-ready audit trails — in one platform.
- LoanKard
- Product
- Live
- Status
- ₹29k/mo
- Starts at
- 4
- Core modules
The problem
Lending ops that leak money
Most NBFCs run on the same fragile stack: files, sheets, and follow-up memory.
Manual underwriting files
Credit decisions buried in paper files and email threads.
Collections leakage
Missed follow-ups turn recoverable dues into write-offs.
Audit scramble
Every RBI inspection means weeks of reconstructing records.
Spreadsheet sprawl
Portfolio truth split across sheets nobody fully trusts.
The platform
Inside LoanKard
An end-to-end lending platform that automates origination, underwriting, and collections with AI-driven risk scoring.
What that buys you
- Approve quality borrowers faster
- Reduce defaults with predictive scoring
- Cut operational cost with automation
- Stay compliant with built-in audit trails
Pricing
Priced for your loan book
Start where your volume is today. Move up a plan as the book grows.
Growth
₹79k/mo
- Up to 5,000 loans/mo
- AI risk scoring
- Integrations
- Priority support
Why NexaEx
Software you actually own the relationship with
- 01Senior engineers build it — and the same team supports it.
- 02Fixed pricing in writing before you commit to anything.
- 03Your data stays yours, exportable anytime.
FAQ
Questions NBFCs ask us
Is LoanKard suited to small NBFCs?
Yes. The Starter plan covers up to 500 loans a month with core underwriting, so a small NBFC can run digital origination and collections without enterprise overhead. As volume grows, you move up a tier — the platform stays the same.
Can LoanKard match our credit policy?
LoanKard's underwriting combines AI risk scoring on alternative and traditional data with your own rules. On the Enterprise plan we configure custom models around your credit policy rather than forcing you into a generic scorecard.
How does pricing work?
Three plans: Starter at ₹29k/mo for up to 500 loans a month, Growth at ₹79k/mo for up to 5,000 loans with AI risk scoring and integrations, and a custom Enterprise plan for unlimited volume with dedicated infrastructure and an SLA. Pricing is fixed in writing — no per-seat surprises.
How long does onboarding take?
It depends on your portfolio size and how much historical data you migrate. Starter and Growth setups are typically quick because origination, underwriting, and collections come configured out of the box; Enterprise onboarding is scoped and scheduled with you under the SLA before work begins.
Want the full product tour first? See the LoanKard product page.
Request a demo
See LoanKard on your loan book
Tell us how you lend today. We reply within 24 hours with a walkthrough tailored to your workflow.